The word on the real estate street or any street in the United States is avoiding foreclosure. Used to it was a word seldom heard. Not so any more, this is a fallout of the state of our economy. Avoiding foreclosure requires the help of the experts as there are choices to be found. Loan modification is one of the tactics, thought difficult to obtain they are available for those who can meet the requirements. Sometimes avoiding foreclosure is impossible, so if that is in the future for you, it does not mean the end of the world. RDS Real Estate is happy to help direct you to the experts that you need to talk with.