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Underwriting a Loan

Underwriting a loan is the decision whether to make a loan to a potential home buyer based on credit, employment status, assets, and other factors and then matching the risk to the rate, loan rate and other terms or loan amount.

Automated underwriting is time saving, and is actually preferred because it is based on algorithms, eliminating human bias. Freddie Mac maintains a large automated underwriting engine known as Loan Prospector, and Fannie Mae has an automated underwriting engine, Desktop Underwriter.

RDS Real Estate can answer all your questions about underwriting. We also have industrial property for sale in Tarrant county. We are located just east of downtown Fort worth and are ready to serve you.


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