People nationwide have been affected by the changes in the law concerning home loan mortgages. Mortgage approvals are harder to get but for those that qualify, the interests rates are awesome! Comparing mortgage companies is always a wise move. All the terms of your loan depend entirely on the underwriting. Have you looked into home equity loan vs line of credit? I would check with several lenders as well as requesting loan rates from mortgage brokers. You may also consider a lease to buy option.
Keep in mind that RDS Real Estate is here to serve you in any way we can. We are located just east of downtown Fort Worth and have a variety of properties to show you. Contact us.